Disability is something most people do not like to think about. But the chances that you will become disabled probably are greater than you realize. That is the mean reason why it is a must to pay for health insurance while one still able to work. We just do not know what will happen to us in the future. If your health is failing or if you become disable it is easy for you to apply for a social security disability insurance. It is important so that you and your family members do not have to worry about the finances.