One of my aim and plan is owning a home of my own. Owning a home is one of the considerations of anyone’s dreams. Isn’t that right? Each of us has our own “dream home”. The home is the largest component of our net worth and a significant component of our retirement plan. It is also very stressful financial transaction one can make because it involves a lot of money, more than any other undertaking we may make. Adding to the complexity are the legalities of real estate transactions and the sufficient cash flow. That is why, as always, it is important to make intelligent and smart decisions without falling into the unsuspecting tricks and traps that usually and normally follow deals of this nature. Always best to have your own stock knowledge than just let people dictate us.